Social security is intended to provide the minimum. If you want more than that, you had your whole life to save for it.
Social security also provides benefits to people with disabilities and death benefits to children who lose parents. If you dislike paying into ss, offsetting your tax liabilities by starting a small business or corporation. If you don't know how that can save you tons of taxes, you prolly shouldn't be investing your ss money on your own, either.
Sig The problem is charity didn’t really work very well before the introduction of state provision, charity alone had very little impact on many social ills especially at the times when it was needed most. Also while some charities can help to alleviate symptoms they are very rarely able to tackle the causes many of which are political and need political solutions. And many charities were open to corruption, manipulation and bias; even today there are charity scandals and in the UK, for that reason, charities are monitored and regulated by government to try and stop such corruption taking place. Then there are Jewish, Christian or Islamic charities were a recipient has to be a Jew, a Christian or a Muslim. Then there are those that put other conditions on receiving money such as hospitals only having abstinence based sex health programmes or libraries having creationist texts. Also in the past many charities came under the control of those with the money and, therefore, the times to ‘do’ charity work and such charities came to mirror their values as to who were the deserving and undeserving poor and who should receive the money. Try reading - Poor Relief and Charity by R. Humphreys Or In sickness and in wealth: American Hospitals in the Twentieth Century. by R. Stevens. This point’s out that US ‘charity’ hospitals were really profit maximizing businesses that did little charity work.