All I'm gonna say is yeah, it's fucked up. Even with all your "reasoning", it's very fucked up. Everyone else has said anything else I'd have to say, so I'm just giving my opinion here. Take it or leave it.
i never asked if he would. he kept claiming on his own there was an insurance policy. well, he did leave my mom a little, which she shared with me, and she had one that covered the cost of dealing with her remains. they're both gone now of course. his unbirthing day was back in 91, and mom's in 2010. i had a wife who unbirthed in 2009, a year and a couple of months before my mom. one of her brothers helped line me up with the pension i have now. last i heard, though i don't know how reliable the source, i'm terrible at keeping in touch with anyone, he's up and unbirthed too.