I haven't checked mine in over a year and it was 752. It's probably gone up, considering I'm sucha sponsible a-delt. What's yours?
My husband's is 820 (I shit you not). I have no idea what mine is as we don't put anything in my name so we can get lower interest rates.
PS-752 is awesome for 22-years-old. I've never heard anyone that young having that high of a score. Good on you !
It's quite interesting, really. How companies decide your fate on a No. I'm not sure about mine as it costs about six pounds to find out and I am skint. As it happens, I did send off for my credit report the other day and was refused a bank account by HSBC because my credit score was (apprently) low. Fuck them. I opened one with NatWest, instead.
I use only cash and don't at this time in my life want to purchase something I can't afford to pay in full. So I don't check or care.
Do you not watch TV? Freecreditreport.com baybe. And yes, I was singing that as I typed it. I've actually never gone to the site, but the car dealer had to pull a report, and he told me my score, albeit he said he wasn't supposed to.
That'sa good attitude. It's hard not to put things on cards since I moved in with Andy. I stopped charging things for the most part (except like really expensive dental work when I don't have that much cash in my account). When I first moved in I would spend 1000 bucks in one night at the mall and just charge it. But it added up and if Andy didn't have the money to pay it off we would be screwed. So I learned pretty fast and am a good wife now...except int he bedroom
I dunno, I have a car? and I keep my cell phone paid, so, probably okay. I had a bill go a day late once. I was a wreck.