If I am under water, am I wet, or am I dry? The way I see it, I am only dry underwater, and I can only be wet out of the water. Out of the water, there will always be some kind of moisture, so i will always be "wet", but under water, I am enveloped in moisture, 100 percent, with a complete lack of dry. So the effects of moisture on my body no longer apply. Thus, I am dry underwater.