The new healthcare law

Discussion in 'Random Thoughts' started by Pressed_Rat, Sep 23, 2013.

  1. Pressed_Rat

    Pressed_Rat Do you even lift, bruh?

    So, to my fellow Americans, how will the new healthcare law affect you once it goes into effect on October 1st? I have healthcare coverage through my workplace, so it shouldn't immediately affect me, but I know many people who are self-employed or don't have healthcare through their workplace, who will have to pay hundreds of dollars per month on government healthcare. It amazes me how many people are still unaware of this. I guess those people will be in for a rude awakening once October 1st rolls around. It's going to be interesting to see how this all plays out once it's implemented. But if people aren't revolting over this, they're never going to.
  2. cynthy160

    cynthy160 Senior Member

  3. Pressed_Rat

    Pressed_Rat Do you even lift, bruh?

    The government and corporations are one and the same at this point. It's just now the government is FORCING you to buy something you might not want. It is government healthcare. There is no need for semantics. Obamacare is government healthcare being sold to you at the barrel of a gun, so to speak. Nobody should have to be forced to pay for something they might not want or ever use, then be charged a huge penalty for not doing so. That is outright fascism. Really, this whole healthcare thing is quite unprecedented in scope, and it shows you just how much control the government has over our lives.
  4. Gongshaman

    Gongshaman Modus Lascivious

    Shit they already forced everyone to buy auto insurance and the same argument could be made, I've never used it, I don't want it, I don't need it...

    's fascism I tell ya :biker: :p
  5. cynthy160

    cynthy160 Senior Member

    The public option never made it through Congress a few years back. The best the Senate and Obama could do was to fine people for not buying insurance from private companies.

    The politicians did it in shady manner, managing to skirt the Constitution, and the U.S. Supreme Court upheld it. The federal government fining people for not buying something is un-Constitutional. That's why the SC interpreted it as a tax. It can be argued that a tax is also un-Constitutional because the healthcare mandate originated in the Senate, and tax bills are suppose to originate in the House.

    I don't agree with the shady approaches that were used, but this is what the reality is right now.

    The fact that the SC interpreted the mandate as a tax makes the mandate subject to the budget reconciliation process in the Congress. This gives the ability of the Congress to have at least some opportunity to control the mandate financially. It's about the only legislative option remaining right now to try to stop the mandate or curtail it.
  6. Kinky Ramona

    Kinky Ramona Back by popular demand!

    You don't have to pay for auto insurance if you don't drive a car... If you DO drive a car, then yeah, you should totally have to pay liability.

    As far as the healthcare law goes, pffft, no clue. I guess I'll be footing penalties come next year because I'm still on unemployment. I'm buying dental insurance next month, but I'm sure that doesn't count.
  7. Meliai

    Meliai Banned

    I'm not defending the bill in any way because I think its a watered down piece of junk, but I don't really think people are going to be paying hundreds of dollars per month. It will be subsidized for lower income people. I know my mom is pretty excited about it because she just lost her job and Cobra insurance (the current option for people on unemployment) is like $400 a month which is almost half her unemployment.

    Its not really going to effect me. I have health insurance. I pay a shitload of money for health insurance, actually, so I hope the bill at least does what it claims it will do and lowers health insurance premiums across the board.
  8. MeAgain

    MeAgain Dazed and Confused Staff Member Super Moderator

    Well, insurance companies can no longer deny children coverage for pre-existing conditions, premature babies, or if they get diabetes.

    As of Jan. 1 they can't deny coverage to adults with pre-existing conditions.

    Young adults can remain on their parents plans until age 26.

    Coverage caps and lifetime limits are eliminated.

    Rebates occur if company CEOs pay and overhead climbs too high.

    Lower rates have been reported by the a Rand report.
  9. LetLovinTakeHold

    LetLovinTakeHold Cuz it will if you let it

    Not the same argument at all. Unless you carry a highly contagious disease and your insurance plan covers anyone you pass said disease onto. And if the government was forcing everyone to own and operate automobiles.

    My employer pays the majority of my insurance. But because of the changes my out of pocket costs have gone up and my coverage has gone down.
  10. Lodog

    Lodog ¿

    I'm cautiously curious. I don't have health insurance at my job. I'm not really that worried though. I think everyone's over reacting
  11. Arlandis

    Arlandis Visitor

    America's whole health system/industry is just fucking heartbreaking
  12. Jimmy P

    Jimmy P bastion of awesomeness

    Seriously? That's a real company?
    Is this their logo?
  13. Gongshaman

    Gongshaman Modus Lascivious

    Yeah like I can decide not to drive a car..:rolleyes: don't I fucking wish.
  14. Kinky Ramona

    Kinky Ramona Back by popular demand!

    While it'd be nice to NOT have to drive (trust me, I live somewhere where it's not an option, too), accidents DO happen, and people who are good drivers are sometimes found at fault. I only wish the bitch who caused the accident that trashed my first car had insurance, then maybe I'd still have my first car.
  15. Gongshaman

    Gongshaman Modus Lascivious

    Yeah that sucks..
    but you could still sue them for compensation, no need for a mandatory law. Insurance laws don't keep irresponsible drivers off the road, and despite what insurance company commercials say, accidents don't just happen. usually someone was being negligent not paying attention...or drunk. How about reforming DUI laws first?

    What I tend to see is over-insured drivers behaving poorly on the road, and under-insured drivers being careful as fuck!

    The unintended consequences of over assurance/insurance. It creates those that feel they can afford to act haphazardly.

    no thread jacking intended folks, carry ya kink! :cool:
  16. MeAgain

    MeAgain Dazed and Confused Staff Member Super Moderator

    I got hit from behind by an uninsured driver who was drunk, high, had no license, and didn't own the car.

    I'm lucky to be alive as I was on a motorcycle. I almost had to sue him for damages to the bike and the ambulance ride, and this was after he was bragging about getting 50k from a lawsuit he had against some Vision Quest intervention thingy because he fell off a covered wagon or something. Who wants to get into a lawsuit? Not me.

    Glad I had health insurance.
    Shit happens no matter what your age, it's crazy not to have health insurance.
  17. LetLovinTakeHold

    LetLovinTakeHold Cuz it will if you let it

    Health insurance wasn't necessary for most people till the government got involved.

    Just sayin
  18. Pressed_Rat

    Pressed_Rat Do you even lift, bruh?

    Yup, the more the government intervened, the higher the costs went up.

    That there is a perfect example of how the government creates the problem to then offer the "solution," which always results in more control for themselves.
  19. scratcho

    scratcho Lifetime Supporter Lifetime Supporter

    I asked in another thread--this one is more appropriate. I have medicare and a supplemental policy to cover what medicare doesn't. I wish someone would tell me, for example, what it's going to cost to get O-care from the get-go. In other words--say you have no insurance and you are going to buy some---what's next for "you" and how much is it going to cost per month??? Real world example, if possible. Thanks.

    Or has no one actually gone through this yet??
  20. deviate

    deviate Senior Member

    It's a bunch of horse shit. I'm still trying to figure out who is actually going to be helped by this mess.

    My insurance (blue cross) doubled in 2013 from what it was in 2012, and the limits etc are lower as well. I'm already paying on average $500/week in taxes and now this. And apparently it is going to double again in 2014.

    My old man is self employed and pays $600/month for a (shitty) individual plan. He was going to retire this year after working non stop for the last 50 years, but is keeping his business open because of obamacare.

    My guess is it is going to be a complete disaster, and the IRS is going to be inundated with files of violations. Unskilled workers already can't find full time work with benies anymore, and they are supposed to now afford some overpriced piece of garbage policy or pay a "tax"?? Just another way the gov't is stealing from we the people.

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