Health Care

Discussion in 'Politics' started by ChronicTom, Mar 21, 2010.

  1. yellowcab

    yellowcab Fresh baked

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    No I wont be holding my breath either, I will however do my best to get people to rally behind the dems. And also will work to keep the right exposed for the liars and obstructionist that they are. I know the liberals are not much better, but they are better, and the common person has a better chance at a quality life if their running things.
     
  2. JackFlash

    JackFlash Senior Member

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    [​IMG]


    Good afternoon,
    Since the House of Representatives voted to pass health reform legislation on Sunday night, the legislative process and its political impact have been the focus of all the newspapers and cable TV pundits.
    Outside of DC, however, many Americans are trying to cut through the chatter and get to the substance of reform with a simple question: "What does health insurance reform actually mean for me?" To help, we've put together some of the key benefits from health insurance reform.

    Let's start with how health insurance reform will expand and strengthen coverage:
    • This year, children with pre-existing conditions can no longer be denied health insurance coverage. Once the new health insurance exchanges begin in the coming years, pre-existing condition discrimination will become a thing of the past for everyone.
    • This year, health care plans will allow young people to remain on their parents' insurance policy up until their 26th birthday.
    • This year, insurance companies will be banned from dropping people from coverage when they get sick, and they will be banned from implementing lifetime caps on coverage. This year, restrictive annual limits on coverage will be banned for certain plans. Under health insurance reform, Americans will be ensured access to the care they need.
    • This year, adults who are uninsured because of pre-existing conditions will have access to affordable insurance through a temporary subsidized high-risk pool.
    • In the next fiscal year, the bill increases funding for community health centers, so they can treat nearly double the number of patients over the next five years.
    • This year, we'll also establish an independent commission to advise on how best to build the health care workforce and increase the number of nurses, doctors and other professionals to meet our country's needs. Going forward, we will provide $1.5 billion in funding to support the next generation of doctors, nurses and other primary care practitioners -- on top of a $500 million investment from the American Recovery and Reinvestment Act.
    Health insurance reform will also curb some of the worst insurance industry practices and strengthen consumer protections:
    • This year, this bill creates a new, independent appeals process that ensures consumers in new private plans have access to an effective process to appeal decisions made by their insurer.
    • This year, discrimination based on salary will be outlawed. New group health plans will be prohibited from establishing any eligibility rules for health care coverage that discriminate in favor of higher-wage employees.
    • Beginning this fiscal year, this bill provides funding to states to help establish offices of health insurance consumer assistance in order to help individuals in the process of filing complaints or appeals against insurance companies.
    • Starting January 1, 2011, insurers in the individual and small group market will be required to spend 80 percent of their premium dollars on medical services. Insurers in the large group market will be required to spend 85 percent of their premium dollars on medical services. Any insurers who don't meet those thresholds will be required to provide rebates to their policyholders.
    • Starting in 2011, this bill helps states require insurance companies to submit justification for requested premium increases. Any company with excessive or unjustified premium increases may not be able to participate in the new health insurance exchanges.
    Reform immediately begins to lower health care costs for American families and small businesses:
    • This year, small businesses that choose to offer coverage will begin to receive tax credits of up to 35 percent of premiums to help make employee coverage more affordable.
    • This year, new private plans will be required to provide free preventive care: no co-payments and no deductibles for preventive services. And beginning January 1, 2011, Medicare will do the same.
    • This year, this bill will provide help for early retirees by creating a temporary re-insurance program to help offset the costs of expensive premiums for employers and retirees age 55-64.
    • This year, this bill starts to close the Medicare Part D 'donut hole' by providing a $250 rebate to Medicare beneficiaries who hit the gap in prescription drug coverage. And beginning in 2011, the bill institutes a 50% discount on prescription drugs in the 'donut hole.'
    Thank you,

    Nancy-Ann DeParle
    Director, White House Office of Health Reform


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  3. ChronicTom

    ChronicTom Banned

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    Typical... if they were sure of themselves that this was wrong, they would let it crash and burn.

    They know its the right thing to do though, and know that people will realize it, so they do everything in their power to block it...
     
  4. JackFlash

    JackFlash Senior Member

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    I met many Canadians when I lived in Cleveland, Ohio, and a few down here. I haven't met one who did not like the health care there. What about you?


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  5. ChronicTom

    ChronicTom Banned

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    Two stories...

    My cousin's two year old kid was diagnosed with cancer. Over the next two years, she had over a million dollars worth of medical care covered by our health care system.
    Without it, they would have lost everything and been in debt for the rest of their lives, and likely have lost the battle for her life. She is happy and healthy because of our health care system instead of a family of 5 being destroyed.

    A freind of my mothers just turned 70 years old. Both his hips were shot. The year before last he had one hip replaced, a week after he recovered enough to walk, he fell down some steps and broke his leg (the same one they replaced the hip on). At the start of this year, he had his other hip replaced...
    From a wheel chair to walking and working (cutting wood in the bush) at age 70... with everything being covered by health care.

    Our health care system is amazing here.... Those 'canadians' that have been portrayed on US media as saying our health care sucks were paid off.
     
  6. JackFlash

    JackFlash Senior Member

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    Another question: How much does this cost you in your income tax every year? A comparable policy here would probably cost about 12 to 15,000 a year.

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  7. ChronicTom

    ChronicTom Banned

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    I can't give you a dollar figure becuase there is no sperate 'health care tax' we pay, the best I can do is give you the federal income tax rates.

     
  8. ChronicTom

    ChronicTom Banned

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    And provincial is different for each province, for ontario it's;

     
  9. JackFlash

    JackFlash Senior Member

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    My contention is that a single payer system run by the government has to be cheaper and much better.

    Just one more question: Does the Canadian government kill grandma when she gets old?

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  10. ChronicTom

    ChronicTom Banned

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    Re-read the second story.... would they pay to replace a 70 year olds hips only to kill him off?? lol


    edited to add...

    As for being cheaper... it can be, but it could also be more expensive, that has little to do with what type of system and more to do with how the system is run.

    The way I look at it is with a system such as ours here is that if you need it, the health care is there... period...

    Plus the fact that you don't risk losing your home because you go to the doctors is quite a good thing as well.
     
  11. JackFlash

    JackFlash Senior Member

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    My question was really rhetorical and facetious, and making fun of the Republican's claims that the Democrats were going to set up "death panels" to kill of the elderly with chronic problems. It got shortened to "they're gonna kill grandma."

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  12. ChronicTom

    ChronicTom Banned

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    I was aware of that, just like I'm aware that about 38% of the people reading it would assume it was true unless I answered it negatively... lol
     
  13. TheMadcapSyd

    TheMadcapSyd Titanic's captain, yo!

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    This is just funny

     
  14. JackFlash

    JackFlash Senior Member

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    My friends and I would like to extend an offer to pack his belongings, and personally drive him to Costa Rica.


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  15. ChronicTom

    ChronicTom Banned

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    Get a bus and take donations, you can find a lot more to move out with him...

    The only thing is, I would feel really bad about subjecting the people of Costa Rica to their shit.... wouldn't it just be better to put them all on a desterted island where they only have each other?
     
  16. NotDeadYet

    NotDeadYet Not even close.

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    I would gladly contribute to his moving expenses, if there was any guarantee that he wouldn't move back later.
     
  17. TheMadcapSyd

    TheMadcapSyd Titanic's captain, yo!

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    This one is a real gem:

    https://www.youtube.com/watch?v=6ik4f1dRbP8&feature=player_embedded"]YouTube- Tea Partiers Mock And Scorn Apparent Parkinson's Victim

    apparently the guy with parkinsons, you know that guy looking for a hand out, was actually a former nuclear engineer
     
  18. ChronicTom

    ChronicTom Banned

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    Fuck the bus, fuck the tickets to anywhere... let's just shoot these fucking assholes...

    This is even worse then when rush attacked michael j fox...

    edited to add:, this is in no way an encouragment to shoot people dead.... just a couple of rounds in the knee caps will do...
     
  19. boguskyle

    boguskyle kyleboguesque

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    pokemon get free health care, why can't we??

    I'd be willing to donate to the Rush bus
     
  20. NotDeadYet

    NotDeadYet Not even close.

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    These people don't have one gram of compassion for anyone except maybe a few close relatives. They are socially defective.
     

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