thanks i actually was getting billed for my student loans because i took a semester off but they just deferred them so i don't have that bill anymore, yay. i'm also getting rid of my cell phone in december mos tlikely because that's when the contract is up... i may or may not keep it on month-to-month for a few months though for long distance... perhaps you're right lynsey and i should live more for the present and not worry so much quite yet about not having any debt... without going crazy of course. i will definitely think about what you said...i really appreciate your advice to have fun and live for the moment
Of course it really depends on the area you live in and the relative prices, but i suspect at least half of it has to do with just re-thinking the way that you shop.