Used to have one of those... Don't remember what happened to it. For me talismans come into my life and then when replaced or no longer needed they pass on to someone that needs it more. Part of this transfer is I don't remember where/when/ or who this transfer took place. Call it selective memory or some such...
we live in a statistical universe, and "bad luck" is a statistical phenomina. so of course it happens. there's no big mumbo jumbo about it though. curses are a different kind of a thing. most of what people blame on curses is their own stupidity. though sometimes its the result of environments created by arrogant politicians. there is, you know, sometimes the subconscious can tweek probability a little bit without violating it. getting something invisible pissed off at you might be possible, but i think people are more likely to claim that then for it to actually happen.
On the bottom of my palm two of the main lines form a large X. This apparently means I am unlucky - and when I found out about it it explained a lot. So I feel for you, and know what you mean.
I really don't think I'm the type of person who is 1. Doing anything stupid or mean or horrible to warrant really bad circumstances and 2. Negative or in a victim mentality and looking for something to blame my troubles on. I find that I am in general a very positive person and usually way more satisfied with simple things...but I think there is a thing called abuse, trauma, and negative habits and beliefs that can torment a person. I think also that being accustomed to abuse and manipulative people makes a person think this kind of behavior is normal and acceptable and eventually whenever they begin to confront that these things that happened to them were traumatic and unacceptable it can take a really long time to finally breakthrough and get away from those habits, ideas, beliefs. And also, that makes these people crave community, relationships that appear to be reinforcing something they think is acceptable, but they might in turn actually be attracting or attracted to people who reinforce the same standards they were trying to get away from, except that the new people are dressing it up in a new package.
Just in case there was someone out there putting a curse (hex) on me, I'd break it! It isn't really secret knowledge; but you do have to actively seek out the knowledge. For what it's worth, if there is someone with the ability to put a curse on you, it doesn't matter if you believe they can or not...which I realize is contrary to what so many have expressed...it will work just the same. For every curse, there is a way to break it. Know that. perhaps these that don't believe should go to the heart of New Orleans or Africa and offend a witch doctor or voodoo practitioner, and then I'd be interested in hearing their opinions.
"Luck", whether it be good or bad, is simply the result of a combination of coincidence and the choices we make. A single, random moment in a person's life, and the choice(s) that person makes in that particular moment, can set off a chain reaction of events and circumstances that positively or negatively affect that person's life for years to come. I don't believe in curses.
I believe in circumstances we don't control. We are mostly in control of our lives, but some people are delusional about the extent of it. Like the guy talking about the homeless guy. There are a large percentage of homeless people with mental disorders, not everyone can just pull themselves up from the bootstraps of being crazy. But no, there are no such things as curses. But as you alluded to earlier, there are people who for a large variety of reasons, invite more drama or misfortune into their lives because of poor choices. Bitten by a cockroach ain't horrible luck. More of an everyday tragedy, which are little things that will only ruin your day if you let them.