EXCELLENT CREDIT (I have perfect credit REVISITED)

There is nothing more to add to this. I've already made posts about it. I have since learned that PERFECT is not a qualifier for credit. Credit is either poor, fair, good, or excellent (kind of like a grade school report card). I'm only posting this because I love to say it. For so many years my credit was toilet-worthy. Now it's up there. I wish I knew then what I know now.