Okay- I just dont understand how some people can be so good with money and I am so not. Its such a stressful issue for me right now. I switched banks, from Scotia to BMO, but currently in Scotia im in a 500$ hole because my paycheck from like 2 or 3 weeks ago bounced and my work still has not fixed it yet. So I lost some money from that which I desperately need. Plus, the week before last I spent a total of 6 hours at work because I spent so much time at home since a family member passed away, so this week I will be receiving a measly cheque. I owe my parents 400$ previously which I am still in debt to them for (not to mention my tuition which I need to pay them for in the summer), and I spend so much time coming back and forth on the train I feel retarded that my mom then asks me for the 400$ plus more since my landlord wont take anything but cheques and to buy cheques is more than I can afford right now. I dont have direct deposit and I have no transportation so sometimes I don't even get my cheques to the bank when I need to. I am using a cheap paty as you go phone but I dont even feel like I want to pay the charges anymore so I am shutting it down. and I just have so many personal ammenities that I need to buy! I feel so so lost and stressed out.
I just dont fucking trust my parents anymore. MY dad is like this angry alcoholic and my mom can switch personalities on a dime I feel so sad and lost. If they ever offer to help me they use it to throw it in my face later.
You owe ur parents money ? How is that possible ? I mean, they are ur parents and they r suppose to help u out.
Your situation really sucks. Maybe u should try to talk to ur parents and get them to forget what u owe them. thats what I would do...
Im the kind of person who is so seriously independent I would never feel guilt free to do that. I dont even understand this situation. If it is a psychological one or what.
Hahaha ya I wouldnt ever advocate lending money on the net my dear. Thought that counts tho, how pure and sweet a thought.
I owed my parents money, I paid them back though......... I had a really rough summer around the time that my grandmother died, I also had a falling out at work, had to quit, and then shit went down in a hurry... maybe some people would feel guilty for borrowing parents money and not rightfully paying them back...
Can't your parents at least wait until you have a steady job to pay them back? (After college is done) I mean, that is the most sensible and logical path to take.
Why switch from Scotia to Montreal? The service fees on a chequing account at BMO are monsterous! And cheques don't have to be from the bank, as far as I know. As long as the piece of paper has your signature and bank account number on it, any piece of paper can act as a cheque. You might want to ask the tellers about that though. it may be a myth.
I dont pay any service fees as a student??? Plus I love the air miles. Also, I wanted to get out of my parent's bank. And also its much clloser to my house than scotia.
No fees! Damn! I should go back to school. BMO charges me 60 cents every time I use my card! Needless to say, I keep most of my money in an ING account.
Damn, 60 cents is alot! I am looking into getting a credit card and using it the same way as my debit, but so I dont get any charges when I run out of free use.
