Trust me, settling down has little to do with a guaranteed supply line of sex....oh you'll get it.....when she says so...
Sex is all about communication if you don’t communicate your wants and needs then it can lead to a frustrating sex life and even infidelity. So talk is not cheap in this case it’s a way to open yourselves up to sexual exploration and greater pleasure
I understand you very well( My partner and I also have sex about 3-5 times a month, which is very little for me. My partner works a lot and concentrates mostly only on her, we hardly ever kiss and we have no romance, I think that I am partly to blame too. But I just can't anymore, I guess either way then why to have this relationship if one partner suffers from it and feels lonely in the relationship? Because my partner works until late after work he always feels very tired and doesn't want anything afterward since we go to bed late. We don't cuddle at all during sleep. He says he's hot and it's like we're sleeping separately, there's almost no tactility. Because of the constant feeling of loneliness, I am thinking about an open relationship, since my partner can't give me that tactility and sex. But he will never agree to it, yet he doesn't physically have time to give it to me. So I think it would be better to separate as I don't know how to start feeling needed.