Obama's Health Care Bill bans private health insurance :rofl:

Discussion in 'Politics' started by Gravity, Jul 16, 2009.

  1. Gravity

    Gravity #winning

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    It would be funny if it wasn't so fucked

    http://www.ibdeditorials.com/IBDArt...icle&id=332548165656854&secure=1&show=1&rss=1

    Cliffs: you can keep your private coverage now, but if you quit your job or need to make an adjustment (say you get married of have a kid) - you can no longer stay with the private insurance, you have to go with the "public" health coverage

    :smilielol5:
     
  2. hippiehillbilly

    hippiehillbilly the old asshole

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  3. gardener

    gardener Realistic Humanist

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    Is that the same bill promising private insurance increased rolls and citizens fines if they don't purchase insurance?
     
  4. gardener

    gardener Realistic Humanist

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    What exactly is that public plan, I'd love to see an outline of what it covers Gravity.
     
  5. drew5147

    drew5147 Dingledodie

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    Yay for socialism!!!
     
  6. Hiptastic

    Hiptastic Unhedged

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    I don't consider IBD to be a useful source for accurate analysis. They make the Wall Street Journal look moderate.
     
  7. Gravity

    Gravity #winning

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    H.R.3200 America's Affordable Health Choices Act of 2009 (Introduced in House)

    SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT COVERAGE.

    (a) Grandfathered Health Insurance Coverage Defined- Subject to the succeeding provisions of this section, for purposes of establishing acceptable coverage under this division, the term `grandfathered health insurance coverage' means individual health insurance coverage that is offered and in force and effect before the first day of Y1 if the following conditions are met:

    (1) LIMITATION ON NEW ENROLLMENT-

    (A) IN GENERAL- Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1.

    (B) DEPENDENT COVERAGE PERMITTED- Subparagraph (A) shall not affect the subsequent enrollment of a dependent of an individual who is covered as of such first day.

    (2) LIMITATION ON CHANGES IN TERMS OR CONDITIONS- Subject to paragraph (3) and except as required by law, the issuer does not change any of its terms or conditions, including benefits and cost-sharing, from those in effect as of the day before the first day of Y1.

    (3) RESTRICTIONS ON PREMIUM INCREASES- The issuer cannot vary the percentage increase in the premium for a risk group of enrollees in specific grandfathered health insurance coverage without changing the premium for all enrollees in the same risk group at the same rate, as specified by the Commissioner.

    (b) Grace Period for Current Employment-based Health Plans-

    (1) GRACE PERIOD-

    (A) IN GENERAL- The Commissioner shall establish a grace period whereby, for plan years beginning after the end of the 5-year period beginning with Y1, an employment-based health plan in operation as of the day before the first day of Y1 must meet the same requirements as apply to a qualified health benefits plan under section 101, including the essential benefit package requirement under section 121.

    (B) EXCEPTION FOR LIMITED BENEFITS PLANS- Subparagraph (A) shall not apply to an employment-based health plan in which the coverage consists only of one or more of the following:

    (i) Any coverage described in section 3001(a)(1)(B)(ii)(IV) of division B of the American Recovery and Reinvestment Act of 2009 (Public Law 111-5).

    (ii) Excepted benefits (as defined in section 733(c) of the Employee Retirement Income Security Act of 1974), including coverage under a specified disease or illness policy described in paragraph (3)(A) of such section.

    (iii) Such other limited benefits as the Commissioner may specify.

    In no case shall an employment-based health plan in which the coverage consists only of one or more of the coverage or benefits described in clauses (i) through (iii) be treated as acceptable coverage under this division

    (2) TRANSITIONAL TREATMENT AS ACCEPTABLE COVERAGE- During the grace period specified in paragraph (1)(A), an employment-based health plan that is described in such paragraph shall be treated as acceptable coverage under this division.

    (c) Limitation on Individual Health Insurance Coverage-

    (1) IN GENERAL- Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan.

    (2) SEPARATE, EXCEPTED COVERAGE PERMITTED- Excepted benefits (as defined in section 2791(c) of the Public Health Service Act) are not included within the definition of health insurance coverage. Nothing in paragraph (1) shall prevent the offering, other than through the Health Insurance Exchange, of excepted benefits so long as it is offered and priced separately from health insurance coverage.
     
  8. Gravity

    Gravity #winning

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    you are free to choose any health care you like, as long as it is gov't run!
     
  9. gardener

    gardener Realistic Humanist

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    Where does that cover mandating all to subscribe to some form of insurance and what are they guarranteed to receive through subscribing? What you post applies to those already insured.
     
  10. gardener

    gardener Realistic Humanist

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    I'd feel much better as a consumer if the health insurance industry outlined just what we were going to receive for our premiums. I think our government should be focussed on that rather than projecting net increases for the insurance industry.

    Perhaps you'd like to interpret this for the lay folks:

     
  11. gardener

    gardener Realistic Humanist

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    Not exactly true you are not allowed under the current bill to choose none of the above. The current bill mandates insurance coverave by all. Thus increasing market share for the private insurance industry no wonder they support this.
     
  12. Fawkes

    Fawkes Member

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    Yep, dude, we are screwed if this thing passes? The bailouts were a disaster, the stimulus was a disaster but this is much, much worse.

    What I don't understand is, why are we giving health coverage to illegal aliens.
     
  13. HawaiianEye

    HawaiianEye Member

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    I don't understand it either. --The countries with the best socialized medicine(and best healthcare in the world) also have very strict immigration policies,and NO illegals.--Trying to have a good government healthcare system with 20 million illegals is like asking someone to run a marathon with 2 broken legs.I hope Obama+Co. do not turn out to be as bad as Bush+Co.--But if they continue to support illegals they are just as bad.
     
  14. drew5147

    drew5147 Dingledodie

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    But, isn't everyone equal?
    :rolleyes:
     
  15. Fawkes

    Fawkes Member

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    So should we just open up the borders to the hundreds of millions of people in the rest of the world that are poor?? Look dude, I feel bad for someone that is poor or whatever. My church is sending some young high school kids to haiti on a mission trip and I bought some toothbrushes and soap and shit to send to the kids in haiti. I feel bad for these people, but our economy CAN NOT support all of them. Plus, I am unemployed. I will try to give what I can, BUT I DON'T WANT OBAMA TAKING MY MONEY AWAY TO GIVE SOME ILLEGAL ALIEN MEDICAL CARE!!!

    Did I get lucky being born to American parents (I wasn't born here.)? Yup Did Ramon and Conchita get unlucky being born to impovershed parents in Guatemala? Yup. Did Tyrone and Lakesha get unlucky being born to impovershed parents in Detroit? Yup But it's not my obligation to take care of them. Sorry, I feel bad, I will do what I can, but this is getting insane.
     
  16. drew5147

    drew5147 Dingledodie

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    I was being facetious...
     
  17. CorporalClegg27182

    CorporalClegg27182 Member

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  18. CorporalClegg27182

    CorporalClegg27182 Member

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    first of all, the bailouts and stimulus weren't disasters. We'll never know exactly how much they helped, if they did.

    I think illegal aliens are covered because if they're already in the country, we might as well not make their lives harder. We should try to prevent them from getting in the country in the first place, but if they're already here, just let them stay. Not saying I agree with it, but thats the thinking.
     
  19. Fawkes

    Fawkes Member

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    Ahh, well, peace mate
     
  20. mr.jon

    mr.jon Member

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    Oh lord.
     
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