Hey there. Yeah, it's an understandably very stressful and scary scenario. First off, do not let cost/parental issues dissuade you. Fact of the matter is that neither of those is worth putting you at risk for a serious illness. BUT, anyways, check out http://www.hivtest.org/ and you can find places that do free testing and also places that let you do it anonymously. As far as the risk for you... it's very low. Female-->male transmission is lower than vice versa, although absolutely does happen, just not AS easily. But you were wearing a condom that stayed intact too. So honestly, I don't think you really need to be worried. Nevertheless, be safe. Get tested, know for sure.
