http://www.publicdebt.treas.gov/sav/sav.htm The rate is better than a savings account, but you have to hold onto it longer. I also looked at bonds from other countries. Israel is the only place I've ever bought from. http://www.israelbonds.com/
My grandmother buys bonds for all three of my kids twice a year, for Christmas and for their birthdays. I think it's a really nice gesture, gives them a little something for the future.
SB are shit. The rate is very low ......... you may as well stuff it in your mattress, get GICs instead. peace
no way...would never pick that option always money market accounts with my 401k, split 80-20 between safe funds and high risk funds. When I did play the market I always split 90-10 between safe money market and direct stocks...I wish I woulda gone for direct stocks 100 percent as I know how to pick them. I went against my broker's advice in 98 invested completley in .com and tech and turned a little bit of money into a down payment on a condo...I miss playing the market a great deal but I am just so out of the loop I would have no idea what to even buy if I did have the money again. But goverment bonds...*yawn*
my 401 k is completley diversified,, even have 1 percent in cash.. my bondsare only like3 percent.. im 100 percent vested, boss matches 50 cents on the dollar up to 6 % of my gross.. we dont do the 80 20, shit where i work.. we have a financial advisor who helps ya adjust a plan to fit yer age an lifestyle.. as soon as i find the graph ill be sure an show ya how im investing..
we have a 100 percent match for 5 percent of my gross, same as every placed I worked but I am not vested in any of my accounts ):
Just don't cash them if you're under 24. I cashed mine to pay for school and had to pay 400 dollars in taxes on the intrest that accumulated...I just found that out when I did my taxes yesterday :$
