The problem is...insurance. My dad recently lost his job and got a new one with new insurance. but ive been pregnant for a few weeks. I'm not sure if insurance will cover anything because my pregnancy is pre-existing. I don't even know if this company covers pregnancy. i searched the site and all I found was this: Do pre-existing limitations apply? Blue Cross Blue Shield of Massachusetts programs do not include pre-existing limitations. There may be a waiting period for some services when a member had no previous coverage. Some employer group plans may vary. Check with your human resources department, or call the Member Service number on the back of your card. I don't really know what that means. I can't call the member service number on the back of the card cuz i dont have a card yet. But I really want to goto a doctor soon so I can get a blood test done and get pre-natal care. My mom is calling the insurance company tomorrow to try and get some information but my mom said the paperwork just got sent through today and it might not be effective untill 30 days.