car insurance

Discussion in 'Random Thoughts' started by indescribability, Jan 28, 2005.

  1. indescribability

    indescribability Not To Be Continued

    is a fucking rip-off if you pay $1,500 of the course ofa year and don't wreck you get no money back wtf is that about? insurance should be free until after you hit something then you should have to pay for it i am never getting insurance again
     
  2. mystical_shroom

    mystical_shroom acerbic

    i work for an insurance company and they screw people all the time..
     
  3. indescribability

    indescribability Not To Be Continued

    see fuck that i will take my chances
     
  4. mystical_shroom

    mystical_shroom acerbic

    take chances with having no insurance?
     
  5. indescribability

    indescribability Not To Be Continued

    yes i drive careful anyway i would rather be sued by an insurance company and make payments to them then make payments to them for no reason
     
  6. crummyrummy

    crummyrummy Brew Your Own Beer Lifetime Supporter

    good luck.
     
  7. mystical_shroom

    mystical_shroom acerbic

    i would not drive without insurance..
    i was in an accident with someone who didnt have insurance, and lets just say, its better to have it..
    just go with a different company..you dont want to drive uninsured cause ya know no matter how careful you are, something is bound to happen..
     
  8. smilez

    smilez Member

    You are so right. It's the other people out there you have to watch out for too. You could be the perfect driver but who knows whats coming the other way.



     
  9. um.......yeah, good luck

    it's the uninsured motorists that make those of us smart enough to have insurance glad that we do (did that make sense??:H)

    I know here you can't get your tags w/o proof of insurance
     
  10. headymoechick

    headymoechick I have no idea

    shit I have to pay 1200 for 6 months for a little dodge neon- liability only

    but hey, I would rather pay out my ass than not have insurance and get fucked.
     
  11. mystical_shroom

    mystical_shroom acerbic

    I pay 120 a month for my insurance.. it was much lower but i have been in 7 accidents or so :D
     
  12. indescribability

    indescribability Not To Be Continued

    here's the way i see it:

    with insurance:
    i would only have liability anyway. roughly $120 a month x 12 months = $1440(i htink)

    w/o insurance:
    average payment to an insurance company that is suing you = whatever you feel like paying them. state law permits that so long as you are making an effort to relieve a debt no further action can be taken i could pay them $20 a month until the accident was paid and there is nothing they could do about it and atleast at that point i have a reason to be paying i dont like throwing my money away "in case" something happens
     
  13. mystical_shroom

    mystical_shroom acerbic

    seriously man, get insurance...
    even if you get pulled over for a ticket, you have to show proof of insurance at times..the outcome is just not worth it..
     
  14. headymoechick

    headymoechick I have no idea

    yeah if you don't have insurance and it's still registered you end up having to pay a shitload in lapse fees.

    I know. mine was cancelled and I didn't know and I ended up having to take my car off the road becaus I couldn't afford the fines

    good ol NY state makes you pay 8 bucks a day if you don't have regular insurance.
     
  15. crummyrummy

    crummyrummy Brew Your Own Beer Lifetime Supporter

    get insurance.

    or dont drive.

    just my opinion.
     
  16. If you can't afford the insurance................don't drive the car
     
  17. smilez

    smilez Member

    I second that!!!!!!
     
  18. indescribability

    indescribability Not To Be Continued

    if this shit hole of a state i live in had any sort of public transit i would not drive at all however we have a shitty bus system that is privately owned and probably wont be around much longer they way they keep cutting out routes and cutting down operating hours
     
  19. indescribability

    indescribability Not To Be Continued


    i was taught the same thing but i disagree with it

    besides it is not that i cannot afford the insurance i simply refuse to let them swindle me out of my hard earned money
     
  20. headymoechick

    headymoechick I have no idea

    it's possible to survive without a vehicle.

    inconvenient, but possible.

    get a second job or something
     

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