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Okay, don't get me wrong, kids are great (I have 2 to prove it) but if all you are worried about is if it will screw up your sex life, the answer is simple, YES! Without fail it will affect your sex life, but you need to really think beyond that and understand that your life will never be the same. It is wonderful that your mom will help, but she won't be there at 3 a.m. when the baby has an upset tummy or fever...and you should not expect her to be. Kids are 24/7 and no matter how tired or sick you are they depend on you for everything. So, I suggest that you start your business, marry your fiance, and spend a few years romancing each other. Kids are worth the wait, trust me.
Be the kind of woman that when your feet hit the floor each morning the devil says....
"Oh Crap! She's up!"