Hip Forums Advertise on the Hip Forums   Click to Chat

Thread Title Search    
Click to Advertise on the Hip Forums!
Hip Shops
Old 06-16-2012, 04:33 PM  
1
Skip Skip is offline
Hip Forums Webmaster
 
Join Date: May 2004
Location: In The Sky
Posts: 12,034
Exclamation Credit Agency Mines Facebook and Social Networks

Look out! It appears credit agencies are hot to visit your Facebook or Twitter pages...if you live in Germany. Fortunately in the US there are laws preventing this, even though American credit agencies would love to see what you're doing on social networks. In fact, Experian has created a new credit score for people who don't have a credit score yet.

This is another example of how your personal information is being hijacked and sold by businesses without your consent or knowledge.

Quote:
Last week, Germany's wired population and business press freaked out when a broadcast news agency revealed confidential documents that showed that the country's largest credit agency, SCHUFA, plans to scrape data from social media sites like Facebook, Twitter and LinkedIn to determine an individual's risk to lenders and ability to pay bills, according to Der Spiegel.

Just this week, Experian announced a new credit score called Extended View, which takes into account things like rental payment history and public records. The new score is intended to score consumers who don't have an existing credit file, such as people new to the United States or those who live mostly with cash.
http://www.huffingtonpost.com/2012/0...&ir=Technology

 


Extras
New Article
New Reply

Latest News
« Previous | Next »
You Rated this Thread:

Old 06-18-2012, 01:30 AM


Scorpio Kenny Scorpio Kenny is offline
Senior Member
Posts:4775
My score is a 720. Why should I care?

[meanwhile they are loading box car loads of unfortunate souls off to the death camps, and gassing them.]

It doesn't affect me. I did nothing.

[There are databases covering every man woman and child on the planet. Newborns with SS numbers and insurance and medical records building higher and higher, and photos of them with e-mails from their parents, and facebook info and pictures, before the age of four-months-old. People in the bush in Africa, who have no real existence, with complete computer dossiers.]

Why should this concern me? I am a good German.
Add to Scorpio Kenny's Reputation  
Edit   Edit
Old 06-18-2012, 02:08 AM


Tyrsonswood Tyrsonswood is offline
Senior Moment
Posts:10907
I have no idea what my score is.... Does that make me a non-conformist?
Add to Tyrsonswood's Reputation  
Edit   Edit
Old 06-18-2012, 02:28 AM


 ROLLINGALONG ROLLINGALONG is online now
hillbilly
Posts:18139
if you complain about your child having the flu or whooping cough to the other fecesbook freakshows and forget to tell your health insurance provider?

it can bite you in the ass 5 years later when you are fighting for coverage and they pull up your freakbook posts from 2007 about how sick your kid was

ooops
Add to ROLLINGALONG's Reputation  
Edit   Edit
Old 06-18-2012, 02:35 AM


I'minmyunderwear I'minmyunderwear is offline
voice of sexy
Posts:33223
ignoring the privacy angle, i just don't see how this would benefit them. i can't think of anything on facebook that has anything to do with how likely someone is to pay their bills. unless they make a post like "hey, i just hid from the creditors again; i'll never pay that phone bill!" but i would think they would already have that information anyway.

it seems like the whole operation would cost more to carry out than it would make in profits.
Add to I'minmyunderwear's Reputation  
Edit   Edit
Old 06-18-2012, 02:36 AM


 ROLLINGALONG ROLLINGALONG is online now
hillbilly
Posts:18139
i believe they look for key words...enough bad key words and they boot you from the loan line
Add to ROLLINGALONG's Reputation  
Edit   Edit
Old 06-18-2012, 02:45 AM


I'minmyunderwear I'minmyunderwear is offline
voice of sexy
Posts:33223
what sort of key words? i suppose i do tend to assume that people who say "babydaddy" are less likely to pay their bills, but i can't think of any other examples..
Add to I'minmyunderwear's Reputation  
Edit   Edit
Old 06-18-2012, 06:00 AM


Scorpio Kenny Scorpio Kenny is offline
Senior Member
Posts:4775
Somehow I just knew that this whole conversation would disintegrate rapidly. But I had no idea that it would be in an instantaneous flash.

How could I have been so wrong?
.
Add to Scorpio Kenny's Reputation  
Edit   Edit
Old 06-18-2012, 02:43 PM


zengizmo zengizmo is offline
Ignorant Slut
Posts:3567
Germans are as gentle as flowers in the spring, sing the I Was Not a Nazi Polka.
Add to zengizmo's Reputation  
Edit   Edit
Old 11-23-2012, 09:53 AM
funny


jaydonc jaydonc is offline
Guest
Posts:4
Quote:
Originally Posted by zengizmo View Post
Germans are as gentle as flowers in the spring, sing the I Was Not a Nazi Polka.
This is funny but one thing i am sure that Nazi's got Shampain
Add to jaydonc's Reputation  
Edit   Edit

Bookmarks

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

Smilies are On
[IMG] code is On
HTML code is Off

Hip Forums Home > News
All times are GMT +1. The time now is 03:18 AM.

The Hip Forums are intended for mature audiences for entertainment and educational purposes only. Hip Inc. doesn't encourage anyone to break laws, so know the law where you live. You are solely responsible for your actions on this site and illegal activities will be not be tolerated here.

Portal By vbPortal Version 3.8.1
Copyright ©2000 - 2014, vbPortal. All Rights Reserved.
Click to Hookup!