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06-16-2012, 04:33 PM
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Hip Forums Webmaster
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Join Date: May 2004
Location: In The Sky
Posts: 11,925
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Credit Agency Mines Facebook and Social Networks
Look out! It appears credit agencies are hot to visit your Facebook or Twitter pages...if you live in Germany. Fortunately in the US there are laws preventing this, even though American credit agencies would love to see what you're doing on social networks. In fact, Experian has created a new credit score for people who don't have a credit score yet.
This is another example of how your personal information is being hijacked and sold by businesses without your consent or knowledge.
Quote:
Last week, Germany's wired population and business press freaked out when a broadcast news agency revealed confidential documents that showed that the country's largest credit agency, SCHUFA, plans to scrape data from social media sites like Facebook, Twitter and LinkedIn to determine an individual's risk to lenders and ability to pay bills, according to Der Spiegel.
Just this week, Experian announced a new credit score called Extended View, which takes into account things like rental payment history and public records. The new score is intended to score consumers who don't have an existing credit file, such as people new to the United States or those who live mostly with cash.
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http://www.huffingtonpost.com/2012/0...&ir=Technology
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06-18-2012, 01:30 AM
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Senior Member
Posts:3933
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My score is a 720. Why should I care?
[meanwhile they are loading box car loads of unfortunate souls off to the death camps, and gassing them.]
It doesn't affect me. I did nothing.
[There are databases covering every man woman and child on the planet. Newborns with SS numbers and insurance and medical records building higher and higher, and photos of them with e-mails from their parents, and facebook info and pictures, before the age of four-months-old. People in the bush in Africa, who have no real existence, with complete computer dossiers.]
Why should this concern me? I am a good German.
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06-18-2012, 02:08 AM
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Senior Moment
Posts:8032
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I have no idea what my score is.... Does that make me a non-conformist?
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06-18-2012, 02:28 AM
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life close up
Posts:13001
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if you complain about your child having the flu or whooping cough to the other fecesbook freakshows and forget to tell your health insurance provider?
it can bite you in the ass 5 years later when you are fighting for coverage and they pull up your freakbook posts from 2007 about how sick your kid was
ooops
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06-18-2012, 02:35 AM
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voice of sexy
Posts:31291
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ignoring the privacy angle, i just don't see how this would benefit them. i can't think of anything on facebook that has anything to do with how likely someone is to pay their bills. unless they make a post like "hey, i just hid from the creditors again; i'll never pay that phone bill!" but i would think they would already have that information anyway.
it seems like the whole operation would cost more to carry out than it would make in profits.
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06-18-2012, 02:36 AM
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life close up
Posts:13001
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i believe they look for key words...enough bad key words and they boot you from the loan line
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06-18-2012, 02:45 AM
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voice of sexy
Posts:31291
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what sort of key words? i suppose i do tend to assume that people who say "babydaddy" are less likely to pay their bills, but i can't think of any other examples..
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06-18-2012, 06:00 AM
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Senior Member
Posts:3933
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Somehow I just knew that this whole conversation would disintegrate rapidly. But I had no idea that it would be in an instantaneous flash.
How could I have been so wrong?
.
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06-18-2012, 02:43 PM
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Ignorant Slut
Posts:3565
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Germans are as gentle as flowers in the spring, sing the I Was Not a Nazi Polka.
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11-23-2012, 09:53 AM
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funny
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Guest
Posts:4
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Quote:
Originally Posted by zengizmo
Germans are as gentle as flowers in the spring, sing the I Was Not a Nazi Polka.
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This is funny but one thing i am sure that Nazi's got Shampain |
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